SFG Wealth Planning Services, Inc. | SFG Wealth Planning Services, Inc.

Retirement Drawdown:playing his cards right

When they met in Toronto, Kiku and Scott were an average pair of 16-year old friends with part-time jobs. Love and marriage followed their college graduation, and eventually...

Executive Compensation, Non-Qualified Deferred Compensation, Restricted Stock Units, Retirement Planning, Stock Options

Expat weighs spousal estate tax liability in mulling U.S. citizenship

Wade left Sydney, Australia to pursue an American business career 30 years ago. Married to his college sweetheart, Wade arrived for a corporate post in NJ with his family...

Executive Compensation, Retirement Planning, Expatriate Executive Planning

Protecting Your Adult Child’s Lifestyle From the Unforeseen

Long-term incentives and material success provide many protections. Two things remain beyond our control: predictions for the future and the fact that in the natural order,...

Executive Compensation, Non-Qualified Deferred Compensation, Restricted Stock Units, Retirement Planning, Special Needs Planning

Eye on Supplement Income to Avoid Tax Surprise

As a single parent, Maggie has enjoyed knowing her equity compensation has been growing as her team has hit performance targets. There was little to do with her Performance...

Executive Compensation, Performance Stock Units, Restricted Stock Units, Retirement Planning

What’s Keeping This Executive up at Night?

With a PhD in Engineering, the seasoned systems engineer brought his wife, Deena, her father and his mother from India on an H1B visa ten years ago with his employer in...

Executive Compensation, Non-Qualified Deferred Compensation, Performance Stock Units, Restricted Stock Units, Retirement Planning, Stock Options, Special Needs Planning, Expatriate Executive Planning

Aging Parents, Kids in College; Change of Plans

SFG clients Jill and Arshad never thought the term, “sandwich generation” would fit their situation. For years, they had lived off Jill’s corporate salary as an HR benefits...

Executive Compensation, Performance Stock Units, Restricted Stock Units, Retirement Planning, Stock Options

Too Big to Fail? Complexity of Long-Term Incentive Comp Changes the Picture

Victor* was ever the smartest kid in his class, even after his family immigrated to the US for his sophomore year. Bilingual, a whiz in math and keen to invest in the stock...

Executive Compensation, Non-Qualified Deferred Compensation, Performance Stock Units, Restricted Stock Units, Retirement Planning, Stock Options

Non-US Nationals Working in US Face Unique Tax Trigger on Equity Rewards

Phoebe, a PhD biosciences research executive, has recently relocated to the East Coast from her native Belgium, to assume the role of a lifetime. Now president of her division...

Executive Compensation, Performance Stock Units, Retirement Planning, Expatriate Executive Planning

Starting Over: Rebuilding the Financial Bedrock After Loss

Francisco, 52, vice president of operations for a biotech company, is starting over. He never sought the divorce and didn’t see it coming. He’s been working...

Executive Compensation, Performance Stock Units, Retirement Planning, Stock Options

Could What She Didn’t Know Cost Her?

Irina has a lot on her mind as she is thinking about exercising her ISOs. By day she runs the human resources group for an international travel company. Then she heads...

Executive Compensation, Performance Stock Units, Retirement Planning

When an 83(b) Election Converts a Windfall to Capital Gains

William* never set out to make $1 million, but the value of his Restricted Stock Awards (RSAs) reached that threshold last Thursday, shortly after the technology firm...

Executive Compensation, Performance Stock Units, Retirement Planning, Stock Options

PSUs and Insider Rules Confound Executive in New Role

Valeria “Val”, 43, a rising sales leader for a west coast IT company, was named president last year. She’s been a high company performer for years and...